Refinancing
your home loan
Save money
Refinancing is often triggered by a drop in mortgage interest rates. As you get started, you will find out how much your payments could drop with a lower rate. The truth is, those savings add up over time.
A refinance at the right time could also help you restructure your debts and save on interest. Use your home’s equity to pay off credit cards, student loans, or car loans and make payments more predictable.
Realize your vision
Great location. Awesome neighbors. Wonderful memories—who wants to leave all that behind? What if your starter home IS your dream home, but it’s missing that backyard oasis, gourmet kitchen, or the ultimate man cave? Tap your equity, grab your hammer, and get ready to make those home improvements!
Invest in yourself
Life is about living: finding happiness and fulfilling one’s potential can mean different things to everyone. Maybe you want to go to school, finish a degree, or earn a new one. Maybe you’ve always dreamed of owning your own business or want to travel the world. Whatever your personal goals may be, your home’s equity may be the key.
Refinancing your home
You’ve worked hard to get this far, and you and your family deserve the best!
A refinance at the right time lets you tap the equity you’ve built up over the years to save money, morph your current home into your dream home, or invest in yourself personally.
We are committed to a lightning-fast and refreshingly uncomplicated process, and we know how important it is to stay in touch at every step.
Over the last 15 years, our dedicated mortgage pros have helped thousands of clients find ways to pay for their dreams.
The path to reaching
your financial goals
Get educated
Start researching your options to get an idea of what’s right for you and your family.
Get connected
Tell our mortgage pros what you're hoping to achieve with a refinance.
Get approved
We’ll need a few documents to lock in your rates. Your Loan Officer can help.
Get excited!
After closing on your new loan, you'll be ready to take the next big step!
I've spent more time trying to order fast food online ...
Castle & Cooke Mortgage was fantastic to work with. The online process and communication made our refinance a total breeze. I've spent more time trying to order fast food online than refinancing with Castle and Cooke. We will recommend to all of our friends!
— Robert P.We were extremely pleased with how quickly this process got done
We had tried using another company for a mortgage refinance to take advantage of the lower interest rates and the process went on and on with very poor communication. We were extremely pleased with how quickly this process got done and how well we were informed of what was happening every step of the way!
— Kenzlee W.By far the best experience that I’ve ever had with a lender
Easy and stress-free. They listen, they’re on time, they’re professional. This is my 3rd home and by far the best experience that I’ve ever had with a lender. Open lines of communication. I never waited more than a couple of hours to have my questions answered.
— Matthew L.Cottage to Castle: start your journey
